AIFU

AIFU Inc.

Financial Services · $61M market cap

Verdict

Share price

$10.22

close of Oct 3, 2026

Fair value

$81.07

Sticker Price

Payback Price

$32.43

buy price

On Sale

AIFU is On Sale: at $10.22 it trades 68% below its buy price (Payback Price) of $32.43 and 87% below its fair value of $81.07. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Buffett Normalized. A profitable, growing business, so we project its earnings 10 years ahead and work out what that is worth today.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth2.9% a year✗
Equity per share growth-3.4% a year✗
Sales growth10.1% a year✓
Free cash flow growth-2.5% a year✗
Return on invested capital0.2%✗

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About AIFU Inc.

AIFU, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services…

Insurance - Brokers

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works