AXP

American Express Company

Financial Services · $206.4B market cap

Verdict

Share price

$302.78

close of Oct 3, 2026

Fair value

$205.12

Sticker Price

Payback Price

$82.05

buy price

Overpriced

AXP is Overpriced: at $302.78 it trades 48% above its fair value of $205.12. Its buy price (Payback Price) is $82.05, 73% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth5.7% a year✗
Equity per share growth8.5% a year✗
Sales growth4.9% a year✗
Free cash flow growth4.1% a year✗
Return on invested capital8.1%✗

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Superinvestors

15 of the investors we track hold AXP. In Q2 2026, 1 opened a position and 2 trimmed. Who we track

Moves in Q2 2026

New position: Francois Rochon

Trimmed: Thomas Russo, Lindsell Train

Insider activity

Since Jun 15, 2026: no open-market purchases, 2 sales worth $5.4M and 8 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About American Express Company

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works