BAP

Credicorp Ltd.

Financial Services · $30.7B market cap

Verdict

Share price

$373.31

close of Oct 3, 2026

Fair value

$461.98

Sticker Price

Payback Price

$184.79

buy price

Undervalued

BAP is Undervalued: at $373.31 it trades 19% below its fair value of $461.98. Its buy price (Payback Price) is $184.79, 50% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth11.5% a year✓
Equity per share growth12.3% a year✓
Sales growth9.5% a year✗
Free cash flow growth4.2% a year✗
Return on invested capital4.9%✗

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Superinvestors

3 of the investors we track hold BAP. In Q2 2026, 1 trimmed and 1 sold out. Who we track

Moves in Q2 2026

Trimmed: Dodge & Cox Funds

Sold out: John Rogers

About Credicorp Ltd.

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals…

Banks - Diversified

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works