BMO

Bank of Montreal

Financial Services · $118.7B market cap

Verdict

Share price

$165.70

close of Oct 3, 2026

Fair value

$140.94

Sticker Price

Payback Price

$56.38

buy price

Overpriced

BMO is Overpriced: at $165.70 it trades 18% above its fair value of $140.94. Its buy price (Payback Price) is $56.38, 66% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.6% a year✗
Equity per share growth7.9% a year✗
Sales growth7.2% a year✗
Free cash flow growth10.7% a year✓
Return on invested capital1.2%✗

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Superinvestors

1 of the investors we track holds BMO. Who we track

About Bank of Montreal

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It’s personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking…

Banks - Diversified

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works