CFBK

CF Bankshares Inc.

Financial Services · $219M market cap

Verdict

Share price

$34.42

close of Oct 3, 2026

Fair value

$48.62

Sticker Price

Payback Price

$19.45

buy price

Undervalued

CFBK is Undervalued: at $34.42 it trades 29% below its fair value of $48.62. Its buy price (Payback Price) is $19.45, 44% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth16.5% a year✓
Equity per share growth-10.0% a year✗
Sales growth14.5% a year✓
Free cash flow growth15.0% a year✓
Return on invested capital3.5%✗

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Insider activity

Since Jun 11, 2026: no open-market purchases and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About CF Bankshares Inc.

As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works