CFG

Citizens Financial Group, Inc.

Financial Services · $29.3B market cap

Verdict

Share price

$64.33

close of Oct 3, 2026

Fair value

$63.87

Sticker Price

Payback Price

$25.55

buy price

Fairly Valued

CFG is Fairly Valued: at $64.33 it's right at its fair value of $63.87. Its buy price (Payback Price) is $25.55, 60% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth3.7% a year✗
Equity per share growth4.7% a year✗
Sales growth7.0% a year✗
Free cash flow growth4.9% a year✗
Return on invested capital3.8%✗

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Superinvestors

2 of the investors we track hold CFG. In Q2 2026, 1 sold out. Who we track

Moves in Q2 2026

Sold out: Lee Ainslie

Insider activity

Since Feb 6, 2024: 2 open-market purchases worth $1K, 1 sale worth $9.3M and 15 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Sales

Other filings

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works