CINF

Cincinnati Financial Corporation

Financial Services · $24.9B market cap

Share price

$161.95

close of Oct 3, 2026

Fair value

$245.48

Sticker Price

Payback Price

$98.19

buy price

Undervalued

CINF is Undervalued: at $161.95 it trades 34% below its fair value of $245.48. Its buy price (Payback Price) is $98.19, 39% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth10.3% a year✓

Equity per share growth7.4% a year✗

Sales growth6.3% a year✗

Free cash flow growth10.9% a year✓

Return on invested capital10.7%✓

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Insider activity

Since Aug 3, 2026: 1 open-market purchase worth $172K and 1 sale worth $1.3M. Why purchases matter

Purchases

Debbink Dirk J

director · 2026-08-25

Bought

$172K

Sales

Schiff Charles Odell

director · 2026-08-03

Sold

$1.3M

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty…

Insurance - Property & Casualty