CTO

CTO Realty Growth, Inc.

Real Estate · $772M market cap

Verdict

Share price

$20.54

close of Oct 3, 2026

Fair value

$13.62

Sticker Price

Payback Price

$5.45

buy price

Overpriced

CTO is Overpriced: at $20.54 it trades 51% above its fair value of $13.62. Its buy price (Payback Price) is $5.45, 73% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

FFO-Based (REIT). A real estate trust. Depreciation makes a property owner's profit look smaller than the cash it brings in, so we value it on funds from operations (FFO).

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth9.0% a year✗
Equity per share growth8.2% a year✗
Sales growth13.2% a year✓
Free cash flow growth17.3% a year✓
Return on invested capital2.1%✗

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Superinvestors

1 of the investors we track holds CTO. In Q1 2026, 1 added. Who we track

Moves in Q1 2026

Added: Bill Miller

Insider activity

Since Jul 1, 2026: no open-market purchases and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About CTO Realty Growth, Inc.

CTO Realty Growth, Inc., a publicly traded real estate enterprise headquartered in Florida, manages a diverse portfolio of income-generating properties. These assets span various markets throughout the United States, collectively encompassing around 2.4 million square feet. The company also holds a substantial stake, approximately 23.5%, in Alpine Income Property Trust, Inc., which is a publicly listed net lease…

REIT - Diversified

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works