DDS

Dillard's, Inc.

Consumer Cyclical · $10.6B market cap

Verdict

Share price

$654.11

close of Oct 3, 2026

Fair value

$1,098.05

Sticker Price

Payback Price

$439.22

buy price

Undervalued

DDS is Undervalued: at $654.11 it trades 40% below its fair value of $1,098.05. Its buy price (Payback Price) is $439.22, 33% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Dividend Discount Model. It has paid a dividend for 10+ years in a row, raised it most years, and yields over 2%. For a steady payer like this, the dividend is the best guide to value.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.6% a year✗
Equity per share growth7.4% a year✗
Sales growth-0.3% a year✗
Free cash flow growth3.5% a year✗
Return on invested capital23.8%✓

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Insider activity

Since Dec 17, 2025: no open-market purchases and 48 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

Watts Phillip R.

SENIOR VICE PRESIDENT · 2026-09-04

G-Gift

400 shares

Worley Dean L.

VP/GENERAL COUNSEL & SECRETARY · 2026-09-04

G-Gift

100 shares

BOLIN TOM W

VICE PRESIDENT · 2026-08-24

Award

$6K

DILLARD ALEX

PRESIDENT · 2026-08-24

Award

$9K

DILLARD MIKE

EXECUTIVE VICE PRESIDENT · 2026-08-24

Award

$6K

Show all 48 other filings

DILLARD WILLIAM T II

CEO, CHAIRMAN OF BOARD · 2026-08-24

Award

$9K

Dillard William T. III

SENIOR VICE PRESIDENT · 2026-08-24

Award

$9K

Jazic Annemarie

VICE PRESIDENT · 2026-08-24

Award

$4K

Johnson Chris B.

SENIOR VICE PRESIDENT · 2026-08-24

Award

$6K

LITCHFORD MIKE

VICE PRESIDENT · 2026-08-24

Award

$8K

Lucie Denise Alexandra

VICE PRESIDENT · 2026-08-24

Award

$4K

MUSGRAVE BRANT

CORPORATE VP STORES · 2026-08-24

Award

$4K

STOCKMAN JAMES D

VICE PRESIDENT · 2026-08-24

Award

$7K

Watts Phillip R.

SENIOR VICE PRESIDENT · 2026-08-24

Award

$6K

Worley Dean L.

VP/GENERAL COUNSEL & SECRETARY · 2026-08-24

Award

$5K

MATHENY DRUE

EXECUTIVE VICE PRESIDENT · 2026-08-24

Award

$6K

Mahaffy Denise Dillard

SENIOR VICE PRESIDENT · 2026-08-24

Award

$6K

BOLIN TOM W

VICE PRESIDENT · 2026-07-27

Award

$6K

MATHENY DRUE

EXECUTIVE VICE PRESIDENT · 2026-07-27

Award

$6K

DILLARD ALEX

PRESIDENT · 2026-07-27

Award

$9K

DILLARD MIKE

EXECUTIVE VICE PRESIDENT · 2026-07-27

Award

$6K

DILLARD WILLIAM T II

CEO, CHAIRMAN OF BOARD · 2026-07-27

Award

$9K

Dillard William T. III

SENIOR VICE PRESIDENT · 2026-07-27

Award

$9K

Jazic Annemarie

VICE PRESIDENT · 2026-07-27

Award

$4K

Johnson Chris B.

SENIOR VICE PRESIDENT · 2026-07-27

Award

$7K

LITCHFORD MIKE

VICE PRESIDENT · 2026-07-27

Award

$7K

Lucie Denise Alexandra

VICE PRESIDENT · 2026-07-27

Award

$4K

MUSGRAVE BRANT

CORPORATE VP STORES · 2026-07-27

Award

$5K

Mahaffy Denise Dillard

SENIOR VICE PRESIDENT · 2026-07-27

Award

$6K

STOCKMAN JAMES D

VICE PRESIDENT · 2026-07-27

Award

$7K

Watts Phillip R.

SENIOR VICE PRESIDENT · 2026-07-27

Award

$6K

Worley Dean L.

VP/GENERAL COUNSEL & SECRETARY · 2026-07-27

Award

$5K

DILLARD WILLIAM T II

CEO, CHAIRMAN OF BOARD · 2026-06-29

Award

$13K

Dillard William T. III

SENIOR VICE PRESIDENT · 2026-06-29

Award

$11K

MUSGRAVE BRANT

CORPORATE VP STORES · 2026-06-29

Award

$5K

DILLARD MIKE

EXECUTIVE VICE PRESIDENT · 2026-06-29

Award

$9K

BOLIN TOM W

VICE PRESIDENT · 2026-06-29

Award

$8K

Johnson Chris B.

SENIOR VICE PRESIDENT · 2026-06-29

Award

$9K

Lucie Denise Alexandra

VICE PRESIDENT · 2026-06-29

Award

$5K

Jazic Annemarie

VICE PRESIDENT · 2026-06-29

Award

$5K

Worley Dean L.

VP/GENERAL COUNSEL & SECRETARY · 2026-06-29

Award

$7K

Watts Phillip R.

SENIOR VICE PRESIDENT · 2026-06-29

Award

$8K

LITCHFORD MIKE

VICE PRESIDENT · 2026-06-29

Award

$10K

STOCKMAN JAMES D

VICE PRESIDENT · 2026-06-29

Award

$9K

Mahaffy Denise Dillard

SENIOR VICE PRESIDENT · 2026-06-29

Award

$7K

MATHENY DRUE

EXECUTIVE VICE PRESIDENT · 2026-06-29

Award

$9K

DILLARD ALEX

PRESIDENT · 2026-06-29

Award

$13K

MATHENY DRUE

EXECUTIVE VICE PRESIDENT · 2025-12-17

G-Gift

1,000 shares

About Dillard's, Inc.

Dillard's, Inc. functions as a prominent department store chain with locations primarily throughout the southeastern, southwestern, and midwestern regions of the United States. Their retail outlets offer a broad spectrum of products, encompassing fashion apparel for men, women, and children, in addition to accessories, beauty products, household goods, and various other consumer items. As of January 29, 2022, the…

Department Stores

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works