EBMT

Eagle Bancorp Montana, Inc.

Financial Services · $169M market cap

Verdict

Share price

$21.25

close of Oct 3, 2026

Fair value

$25.29

Sticker Price

Payback Price

$10.12

buy price

Undervalued

EBMT is Undervalued: at $21.25 it trades 16% below its fair value of $25.29. Its buy price (Payback Price) is $10.12, 52% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth12.7% a year✓
Equity per share growth5.7% a year✗
Sales growth14.8% a year✓
Free cash flow growth11.5% a year✓
Return on invested capital2.8%✗

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About Eagle Bancorp Montana, Inc.

Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works