EFC

Ellington Financial Inc.

Real Estate · $1.5B market cap

Verdict

Share price

$11.59

close of Oct 3, 2026

Fair value

$8.19

Sticker Price

Payback Price

$3.28

buy price

Overpriced

EFC is Overpriced: at $11.59 it trades 41% above its fair value of $8.19. Its buy price (Payback Price) is $3.28, 72% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.0% a year✗
Equity per share growth-1.7% a year✗
Sales growth10.8% a year✓
Free cash flow growth22.8% a year✓
Return on invested capital2.7%✗

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Superinvestors

1 of the investors we track holds EFC. Who we track

Insider activity

Since Aug 5, 2026: no open-market purchases and 5 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Ellington Financial Inc.

Ellington Financial Inc., operating through its subsidiary, Ellington Financial Operating Partnership LLC, is an investment company primarily focused on acquiring and actively managing a broad range of financial assets within the United States. Its extensive portfolio encompasses various mortgage-related instruments, including residential mortgage-backed securities (RMBS) — both those guaranteed by U.S. government…

REIT - Mortgage

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works