ESNT

Essent Group Ltd.

Financial Services · $5.3B market cap

Verdict

Share price

$60.22

close of Oct 3, 2026

Fair value

$166.31

Sticker Price

Payback Price

$66.52

buy price

On Sale

ESNT is On Sale: at $60.22 it trades 9% below its buy price (Payback Price) of $66.52 and 64% below its fair value of $166.31. Business quality is strong: all 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

5 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth17.6% a year✓
Equity per share growth16.4% a year✓
Sales growth16.0% a year✓
Free cash flow growth18.0% a year✓
Return on invested capital13.9%✓

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Insider activity

Since Jun 10, 2026: no open-market purchases, 13 sales worth $13.8M and 14 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Essent Group Ltd.

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and…

Insurance - Specialty

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works