FBIZ

First Business Financial Services, Inc.

Financial Services · $590M market cap

Share price

$70.93

close of Oct 3, 2026

Fair value

$121.33

Sticker Price

Payback Price

$48.53

buy price

Undervalued

FBIZ is Undervalued: at $70.93 it trades 42% below its fair value of $121.33. Its buy price (Payback Price) is $48.53, 32% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth11.8% a year✓

Equity per share growth8.4% a year✗

Sales growth7.8% a year✗

Free cash flow growth11.7% a year✓

Return on invested capital4.1%✗

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Insider activity

Since Aug 16, 2026: no open-market purchases, 1 sale worth $47K and 1 other filing (stock awards, tax withholding and similar). Why purchases matter

Sales

Chandler Jodi A

Chief Human Resources Officer · 2026-08-27

Sold

$47K

Other filings

Ferris Scott M.

director · 2026-08-16

Award

575 shares

About First Business Financial Services, Inc.

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending…

Banks - Regional