FICO
Fair Isaac CorporationTechnology · $12.8B market cap
Verdict
Share price
$661.25
close of Oct 3, 2026
Fair value
$735.98
Sticker Price
Payback Price
$294.39
buy price
FICO is Undervalued: at $661.25 it trades 10% below its fair value of $735.98. Its buy price (Payback Price) is $294.39, 55% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.
How we valued it
Free Cash Flow. Sales grew 13% a year over the last 3 years, below the 15% we look for in a fast grower, so we value it on its free cash flow instead of an earnings forecast.
Business quality
3 of 5 clear the 10% bar. What are the Big Five?
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8 of the investors we track hold FICO. In Q2 2026, 1 opened a position and 3 trimmed. Who we track
Valley Forge Capital Management
Valley Forge Capital Management · as of Q2 2026
$803.1M
672,186 shares
Chuck Akre
Akre Capital Management · as of Q2 2026
$432.3M
361,826 shares
Lindsell Train
Lindsell Train · as of Q2 2026
$270.2M
226,186 shares
Terry Smith
Fundsmith · as of Q2 2026
$21.4M
17,953 shares
Yacktman Asset Management
Yacktman Asset Management · as of Q2 2026
$7.4M
6,157 shares
Moves in Q2 2026
New position: Terry Smith
Trimmed: Valley Forge Capital Management, Jensen Investment Management, AKO Capital
Insider activity
Since Jul 5, 2026: no open-market purchases, 1 sale worth $1.4M and 8 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
Other filings
About Fair Isaac Corporation
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The…
Software - Application
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works