FPBC
First Pacific BancorpFinancial Services · $36M market cap
Is FPBC undervalued?
Share price
$8.25
as of Oct 21, 2026
Fair value
$2.82
Sticker Price
Payback Price
$1.13
buy price
FPBC is Overpriced: at $8.25 it trades 193% above its fair value of $2.82. Its buy price (Payback Price) is $1.13, 86% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
3 of 5 clear the 10% bar. What are the Big Five?
Follow FPBC
Get notified when it reaches its buy price of $1.13. Free.
Create a free accountQuestions about FPBC
What is FPBC's fair value?
$2.82 as of Oct 21, 2026, worked out with the Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
At what price would FPBC be a buy?
At or below its buy price of $1.13, a 60% margin of safety below its fair value.
Is FPBC undervalued right now?
FPBC is Overpriced: at $8.25 it trades 193% above its fair value and 632% above its buy price.
How can I check FPBC's value myself?
Use the free Sticker Price calculator, already filled with FPBC's numbers. Change the growth, P/E or required return and see what you'd pay. Open the calculator →
Similar stocks · Banks - Regional
About First Pacific Bancorp
First Pacific Bancorp serves as the holding company for First Pacific Bank, which delivers a comprehensive range of financial and banking products and services. Its deposit offerings include various checking, savings, money market, and NOW accounts, along with individual retirement accounts and certificates of deposit. The institution also provides diverse lending solutions, such as loans for real estate construction, 1-4 family properties, commercial real estate, and general commercial and industrial purposes; Small Business Administration (SBA) loans; personal and consumer financing; home equity lines of credit; letters of credit; and credit cards for both businesses and individuals. Moreover, the company offers cash management services like insured cash sweep, remote deposit capture, automated clearing house (ACH) processing, sweep accounts, wire transfers, Positive Pay fraud prevention, and extensive online and mobile banking platforms. Additionally, it specializes in lending and financing programs tailored for construction and manufacturing equipment, healthcare equipment, computer hardware and software, network and telecommunications systems, and office furniture, alongside offering bespoke financial solutions. The company primarily caters to small and mid-sized businesses and individual clients across California's Los Angeles, Orange, San Bernardino, and San Diego Counties, operating physical branches in Whittier, Santa Fe Springs, Orange, Redlands, and San Diego. Established in 2006 and headquartered in Whittier, California, the entity was previously known as Friendly Hills Bancorp before adopting its current name, First Pacific Bancorp, in September 2023.
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of Oct 21, 2026. How the Payback Price works