FSBC

Five Star Bancorp

Financial Services · $1.1B market cap

Verdict

Share price

$43.65

close of Oct 3, 2026

Fair value

$67.04

Sticker Price

Payback Price

$26.81

buy price

Undervalued

FSBC is Undervalued: at $43.65 it trades 35% below its fair value of $67.04. Its buy price (Payback Price) is $26.81, 39% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth9.0% a year✗
Equity per share growth12.6% a year✓
Sales growth25.2% a year✓
Free cash flow growth16.2% a year✓
Return on invested capital9.6%✗

Follow FSBC

Get notified when it reaches its buy price of $26.81. Free.

Create a free account

Insider activity

Since May 9, 2025: 7 open-market purchases worth $6.3M and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Other filings

About Five Star Bancorp

Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works