HUM

Humana Inc.

Healthcare · $46.6B market cap

Verdict

Share price

$388.36

close of Oct 3, 2026

Fair value

$535.43

Sticker Price

Payback Price

$214.17

buy price

Undervalued

HUM is Undervalued: at $388.36 it trades 27% below its fair value of $535.43. Its buy price (Payback Price) is $214.17, 45% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Buffett Normalized. A profitable, growing business, so we project its earnings 10 years ahead and work out what that is worth today.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.7% a year✗
Equity per share growth10.0% a year✓
Sales growth9.2% a year✗
Free cash flow growth4.1% a year✗
Return on invested capital4.4%✗

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Superinvestors

2 of the investors we track hold HUM. In Q2 2026, 1 trimmed. Who we track

Moves in Q2 2026

Trimmed: Richard Pzena

Insider activity

Since Jun 30, 2026: no open-market purchases and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Humana Inc.

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government…

Medical - Healthcare Plans

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works