JKHY

Jack Henry & Associates, Inc.

Technology · $10.4B market cap

Share price

$142.54

close of Oct 3, 2026

Fair value

$193.07

Sticker Price

Payback Price

$77.23

buy price

Undervalued

JKHY is Undervalued: at $142.54 it trades 26% below its fair value of $193.07. Its buy price (Payback Price) is $77.23, 46% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Free Cash Flow. Sales grew 6% a year over the last 3 years, below the 15% we look for in a fast grower, so we value it on its free cash flow instead of an earnings forecast.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth8.9% a year✗

Equity per share growth8.3% a year✗

Sales growth6.9% a year✗

Free cash flow growth7.7% a year✗

Return on invested capital16.9%✓

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Superinvestors

1 of the investors we track holds JKHY. In Q2 2026, 1 trimmed. Who we track

Torray Funds

Torray Funds · as of Q2 2026

$1.8M

12,856 shares

Moves in Q2 2026

Trimmed: Torray Funds

Insider activity

Since Jul 14, 2026: no open-market purchases and 65 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

Preece Richard

director · 2026-09-01

Award

270 shares

Carsley Mimi

CFO and Treasurer · 2026-08-27

Award

5,113 shares

McLachlan Shanon G.

COO · 2026-08-27

Award

462 shares

McLachlan Shanon G.

COO · 2026-08-27

Tax withholding

$5K

McLachlan Shanon G.

COO · 2026-08-27

Award

83 shares

Show all 65 other filings

McLachlan Shanon G.

COO · 2026-08-27

Tax withholding

$12K

McLachlan Shanon G.

COO · 2026-08-27

Award

183 shares

McLachlan Shanon G.

COO · 2026-08-27

Tax withholding

$13K

McLachlan Shanon G.

COO · 2026-08-27

Award

196 shares

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Tax withholding

$27K

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Tax withholding

$12K

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Award

355 shares

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Award

161 shares

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Tax withholding

$29K

Swearingen Renee Ann

Sr VP & Chief Accounting Offic · 2026-08-27

Award

378 shares

Adelson Gregory R.

President & CEO · 2026-08-27

Tax withholding

$188K

Adelson Gregory R.

President & CEO · 2026-08-27

Tax withholding

$85K

Adelson Gregory R.

President & CEO · 2026-08-27

Award

2,456 shares

Adelson Gregory R.

President & CEO · 2026-08-27

Award

1,114 shares

Adelson Gregory R.

President & CEO · 2026-08-27

Tax withholding

$200K

Adelson Gregory R.

President & CEO · 2026-08-27

Award

2,620 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Tax withholding

$86K

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Tax withholding

$39K

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Award

1,130 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Award

513 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Tax withholding

$92K

Morgan Craig Keith

CLO & Secretary · 2026-08-27

Award

1,206 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Award

198 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Option exercise

708 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Award

708 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Option exercise

792 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Award

2,942 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Tax withholding

$46K

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Option exercise

669 shares

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Tax withholding

$41K

Morgan Craig Keith

CLO & Secretary · 2026-08-04

Option exercise

594 shares

McLachlan Shanon G.

COO · 2026-08-04

Tax withholding

$13K

McLachlan Shanon G.

COO · 2026-08-04

Option exercise

217 shares

McLachlan Shanon G.

COO · 2026-08-04

Tax withholding

$45K

McLachlan Shanon G.

COO · 2026-08-04

Option exercise

783 shares

McLachlan Shanon G.

COO · 2026-08-04

Tax withholding

$56K

McLachlan Shanon G.

COO · 2026-08-04

Option exercise

969 shares

McLachlan Shanon G.

COO · 2026-08-04

Award

3,912 shares

Carsley Mimi

CFO and Treasurer · 2026-08-04

Option exercise

1,202 shares

Carsley Mimi

CFO and Treasurer · 2026-08-04

Award

1,202 shares

Carsley Mimi

CFO and Treasurer · 2026-08-04

Award

6,212 shares

Carsley Mimi

CFO and Treasurer · 2026-08-04

Tax withholding

$100K

Carsley Mimi

CFO and Treasurer · 2026-08-04

Option exercise

1,462 shares

Carsley Mimi

CFO and Treasurer · 2026-08-04

Tax withholding

$120K

Carsley Mimi

CFO and Treasurer · 2026-08-04

Option exercise

1,751 shares

Adelson Gregory R.

President & CEO · 2026-08-04

Option exercise

20,443 shares

Adelson Gregory R.

President & CEO · 2026-08-04

Tax withholding

$101K

Adelson Gregory R.

President & CEO · 2026-08-04

Option exercise

1,455 shares

Adelson Gregory R.

President & CEO · 2026-08-04

Tax withholding

$272K

Adelson Gregory R.

President & CEO · 2026-08-04

Option exercise

3,917 shares

Adelson Gregory R.

President & CEO · 2026-08-04

Tax withholding

$332K

Adelson Gregory R.

President & CEO · 2026-08-04

Option exercise

4,783 shares

Swearingen Renee Ann