LOAN

Manhattan Bridge Capital, Inc.

Real Estate · $39M market cap

Is LOAN undervalued?

Share price

$3.42

as of Oct 21, 2026

Fair value

$5.11

Sticker Price

Payback Price

$2.04

buy price

Undervalued

LOAN is Undervalued: at $3.42 it trades 33% below its fair value of $5.11. Its buy price (Payback Price) is $2.04, 40% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth10.8% a year✓
Equity per share growth3.7% a year✗
Sales growth17.3% a year✓
Free cash flow growth17.3% a year✓
Return on invested capital7.9%✗

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Questions about LOAN

What is LOAN's fair value?

$5.11 as of Oct 21, 2026, worked out with the Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

At what price would LOAN be a buy?

At or below its buy price of $2.04, a 60% margin of safety below its fair value.

Is LOAN undervalued right now?

LOAN is Undervalued: at $3.42 it trades 33% below its fair value and 67% above its buy price.

How can I check LOAN's value myself?

Use the free Sticker Price calculator, already filled with LOAN's numbers. Change the growth, P/E or required return and see what you'd pay. Open the calculator →

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About Manhattan Bridge Capital, Inc.

Manhattan Bridge Capital, Inc. (MBC) functions as a dedicated real estate financing firm, actively originating, servicing, and overseeing a diverse portfolio of first-position mortgage loans across the United States. The company extends short-duration, collateral-backed, non-traditional financing solutions to real estate investors. These funds are primarily utilized for the acquisition, renovation, rehabilitation, or enhancement of properties, with a concentrated focus on the New York metropolitan region (including New Jersey and Connecticut) and the state of Florida. MBC's loans are principally secured by the underlying real estate assets, often supplemented by personal assurances provided by the borrowers' key individuals. Designated as a Real Estate Investment Trust (REIT) for federal income tax purposes, Manhattan Bridge Capital typically avoids federal corporate income taxation, provided it distributes at least 90% of its taxable earnings to shareholders. Established in 1989, the firm maintains its headquarters in Great Neck, New York.

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Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of Oct 21, 2026. How the Payback Price works