LYBC
Lyons Bancorp Inc.Financial Services · $226M market cap
Is LYBC undervalued?
Share price
$66.50
as of Oct 21, 2026
Fair value
$128.23
Sticker Price
Payback Price
$51.29
buy price
LYBC is Undervalued: at $66.50 it trades 48% below its fair value of $128.23. Its buy price (Payback Price) is $51.29, 23% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
Follow LYBC
Get notified when it reaches its buy price of $51.29. Free.
Create a free accountQuestions about LYBC
What is LYBC's fair value?
$128.23 as of Oct 21, 2026, worked out with the Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
At what price would LYBC be a buy?
At or below its buy price of $51.29, a 60% margin of safety below its fair value.
Is LYBC undervalued right now?
LYBC is Undervalued: at $66.50 it trades 48% below its fair value and 30% above its buy price.
How can I check LYBC's value myself?
Use the free Sticker Price calculator, already filled with LYBC's numbers. Change the growth, P/E or required return and see what you'd pay. Open the calculator →
Similar stocks · Banks - Regional
About Lyons Bancorp Inc.
Lyons Bancorp Inc. functions as a financial holding company, delivering comprehensive commercial and retail banking solutions to both individual clients and small businesses. The institution provides a variety of deposit products, including checking and savings accounts, individual retirement accounts, and certificates of deposit. Its extensive lending portfolio encompasses commercial and agricultural real estate loans, general commercial and agricultural financing, and consumer installment loans. Residential real estate options include financing for 1-4 family homes and home equity lines. Additionally, it offers consumer loans for recreational vehicles, automobiles, personal expenses, personal lines of credit, and home improvement projects. Beyond core banking, Lyons Bancorp offers a suite of financial services, such as retirement planning strategies, investment management, education savings plans, life insurance, long-term care insurance, and various employer and employee benefit services. Further conveniences include mortgage services, digital banking platforms (online, mobile, and telephone), credit and debit card services, online cash management for businesses, merchant services, safe deposit boxes, wire transfers, a traveler program, online bill payment, e-statements, money orders, and official checks. The company operates a network of 16 branches spread across Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties in New York. Founded in 1852, Lyons Bancorp Inc. is headquartered in Lyons, New York.
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of Oct 21, 2026. How the Payback Price works