NECB

Northeast Community Bancorp, Inc.

Financial Services · $365M market cap

Verdict

Share price

$26.65

close of Oct 3, 2026

Fair value

$48.43

Sticker Price

Payback Price

$19.37

buy price

Undervalued

NECB is Undervalued: at $26.65 it trades 45% below its fair value of $48.43. Its buy price (Payback Price) is $19.37, 27% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

4 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth23.4% a year✓
Equity per share growth5.5% a year✗
Sales growth10.4% a year✓
Free cash flow growth22.3% a year✓
Return on invested capital12.3%✓

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Insider activity

Since Jul 15, 2026: no open-market purchases, 1 sale worth $82K and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Northeast Community Bancorp, Inc.

Northeast Community Bancorp, Inc. functions as the parent entity for NorthEast Community Bank, a financial institution serving both individual clients and corporate entities. Its offerings include a range of deposit options such as checking accounts, money market accounts, standard savings accounts, and non-interest-bearing current accounts. The company also extends credit through various loan products, covering…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works