OVBC

Ohio Valley Banc Corp.

Financial Services · $210M market cap

Verdict

Share price

$44.61

close of Oct 3, 2026

Fair value

$36.31

Sticker Price

Payback Price

$14.52

buy price

Overpriced

OVBC is Overpriced: at $44.61 it trades 23% above its fair value of $36.31. Its buy price (Payback Price) is $14.52, 67% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth5.1% a year✗
Equity per share growth4.9% a year✗
Sales growth1.3% a year✗
Free cash flow growth1.9% a year✗
Return on invested capital13.5%✓

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Insider activity

Since Aug 12, 2026: 2 open-market purchases worth $5K and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Other filings

About Ohio Valley Banc Corp.

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works