LearnGlossaryMarketStocksSuperinvestorsSign in

PBFS

Pioneer Bancorp, Inc.

Financial Services · $444M market cap

Verdict

We can't put a fair value on PBFS right now. Our bank valuation came out more than 3× away from the share price, and no other method fits a business like this. We'd rather show nothing than a misleading number.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth22.8% a year✓
Equity per share growth6.9% a year✗
Sales growth9.2% a year✗
Free cash flow growth12.1% a year✓
Return on invested capital5.7%✗

Follow PBFS

Track it on your watchlist and see the full analysis. Free.

Create a free account

Superinvestors

1 of the investors we track holds PBFS. Who we track

First Pacific Advisors

First Pacific Advisors · as of Q2 2026

$2.9M

166,974 shares

Insider activity

Since May 21, 2026: no open-market purchases and 5 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

Keegan Michael T.

director · 2026-08-18

Award

$173K

Keegan Michael T.

director · 2026-08-18

Award

5,000 shares

Hollister Susan M

EVP and CHRO · 2026-05-21

Tax withholding

$38K

Tomczak Jesse

EVP and CBO · 2026-05-21

Tax withholding

$54K

Signor Thomas

EVP and CAO · 2026-05-21

Tax withholding

$22K

About Pioneer Bancorp, Inc.

Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works