PLMR

Palomar Holdings, Inc.

Financial Services · $3.3B market cap

Verdict

Share price

$126.49

close of Oct 3, 2026

Fair value

$108.43

Sticker Price

Payback Price

$43.37

buy price

Overpriced

PLMR is Overpriced: at $126.49 it trades 17% above its fair value of $108.43. Its buy price (Payback Price) is $43.37, 66% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

4 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth48.4% a year✓
Equity per share growth22.7% a year✓
Sales growth39.8% a year✓
Free cash flow growth47.7% a year✓
Return on invested capital6.2%✗

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Insider activity

Since Jun 22, 2026: 1 open-market purchase worth $135, 20 sales worth $10.8M and 12 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Sales

Other filings

About Palomar Holdings, Inc.

Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the…

Insurance - Property & Casualty

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works