PROV
Provident Financial Holdings, Inc.Financial Services · $114M market cap
Verdict
Share price
$18.31
close of Oct 3, 2026
Fair value
$10.25
Sticker Price
Payback Price
$4.10
buy price
PROV is Overpriced: at $18.31 it trades 79% above its fair value of $10.25. Its buy price (Payback Price) is $4.10, 78% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Since Jul 23, 2026: no open-market purchases and 7 other filings (stock awards, tax withholding and similar). Why purchases matter
Other filings
Wertz Gwendolyn
Senior Vice President · 2026-08-12
Tax withholding
$11K
TERNES DONAVON P
President & CEO · 2026-08-12
Tax withholding
$24K
Sunarto Haryanto Lee
Vice President · 2026-08-12
Tax withholding
$6K
Ritter Robert Scott
Senior Vice President · 2026-08-12
Tax withholding
$11K
Van Stockum Michael Scott
Senior Vice President · 2026-08-12
Tax withholding
$5K
Show all 7 other filingsShow fewer
Webb Matthew
director · 2026-07-30
Option exercise
$85K
Van Stockum Michael Scott
Senior Vice President · 2026-07-23
Award
6,000 shares
About Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works