SAY

Saratoga Investment Corp.

Financial Services · $314M market cap

Verdict

Share price

$25.20

close of Oct 3, 2026

Fair value

$21.38

Sticker Price

Payback Price

$8.55

buy price

Overpriced

SAY is Overpriced: at $25.20 it trades 18% above its fair value of $21.38. Its buy price (Payback Price) is $8.55, 66% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth21.9% a year✓
Equity per share growth-4.1% a year✗
Sales growth11.0% a year✓
Free cash flow growth13.0% a year✓
Return on invested capital2.1%✗

Follow SAY

Get notified when it reaches its buy price of $8.55. Free.

Create a free account

Insider activity

Since Jul 22, 2026: no open-market purchases and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Saratoga Investment Corp.

Saratoga Investment Corp. is a specialty finance company that provides customized financing solutions to U.S. middle-market businesses. The company invests primarily in senior and unitranche leveraged loans and mezzanine debt, and, to a lesser extent, equity to provide financing for change of ownership transactions, strategic acquisitions, recapitalizations and growth initiatives in partnership with business owners…

Asset Management

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works