SFST
Southern First Bancshares, Inc.Financial Services · $559M market cap
Verdict
Share price
$60.85
close of Oct 3, 2026
Fair value
$40.92
Sticker Price
Payback Price
$16.37
buy price
SFST is Overpriced: at $60.85 it trades 49% above its fair value of $40.92. Its buy price (Payback Price) is $16.37, 73% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
3 of 5 clear the 10% bar. What are the Big Five?
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Create a free accountInsider activity
Since Jun 23, 2026: no open-market purchases, 16 sales worth $1.7M and 5 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
CUBBAGE LEIGHTON M
director · 2026-09-03
Sold
$31K
CUBBAGE LEIGHTON M
director · 2026-09-02
Sold
$31K
CUBBAGE LEIGHTON M
director · 2026-09-02
Sold
$25K
CUBBAGE LEIGHTON M
director · 2026-09-02
Sold
$19K
CUBBAGE LEIGHTON M
director · 2026-09-01
Sold
$28K
Show all 16 salesShow fewer
CUBBAGE LEIGHTON M
director · 2026-08-28
Sold
$25K
CUBBAGE LEIGHTON M
director · 2026-08-25
Sold
$22K
CUBBAGE LEIGHTON M
director · 2026-08-24
Sold
$25K
CUBBAGE LEIGHTON M
director · 2026-08-20
Sold
$50K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Sold
$287K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Sold
$32K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Sold
$384K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Sold
$318K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Sold
$315K
Fairchild Julie Ann
Chief Accounting Officer · 2026-08-03
Sold
$95K
Lattimore Ray
director · 2026-06-23
Sold
$15K
Other filings
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Option exercise
$115K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Option exercise
$121K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Option exercise
$96K
SEAVER R ARTHUR JR
Chief Executive Officer · 2026-08-12
Option exercise
$79K
Fairchild Julie Ann
Chief Accounting Officer · 2026-08-04
Option exercise
$53K
About Southern First Bancshares, Inc.
Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works