SPFI
South Plains Financial, Inc.Financial Services · $797M market cap
Verdict
Share price
$43.02
close of Oct 3, 2026
Fair value
$82.61
Sticker Price
Payback Price
$33.04
buy price
SPFI is Undervalued: at $43.02 it trades 48% below its fair value of $82.61. Its buy price (Payback Price) is $33.04, 23% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 18, 2026: no open-market purchases, 4 sales worth $11.6M and 1 other filing (stock awards, tax withholding and similar). Why purchases matter
Sales
Campbell Richard D
director · 2026-08-04
Sold
$1.2M
Campbell Richard D
director · 2026-08-03
Sold
$5.9M
Stein James D.
director · 2026-07-28
Sold
$1.3M
Stein James D.
director · 2026-07-28
Sold
$3.1M
Other filings
About South Plains Financial, Inc.
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works