THFF

First Financial Corporation

Financial Services · $874M market cap

Verdict

Share price

$74.99

close of Oct 3, 2026

Fair value

$118.33

Sticker Price

Payback Price

$47.33

buy price

Undervalued

THFF is Undervalued: at $74.99 it trades 37% below its fair value of $118.33. Its buy price (Payback Price) is $47.33, 37% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth6.0% a year✗
Equity per share growth5.0% a year✗
Sales growth2.7% a year✗
Free cash flow growth4.3% a year✗
Return on invested capital6.7%✗

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Insider activity

Since Jul 16, 2026: 1 open-market purchase worth $6K. Why purchases matter

Purchases

About First Financial Corporation

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works