TRU

TransUnion

Financial Services · $12.2B market cap

Verdict

Share price

$63.44

close of Oct 3, 2026

Fair value

$71.40

Sticker Price

Payback Price

$28.56

buy price

Undervalued

TRU is Undervalued: at $63.44 it trades 11% below its fair value of $71.40. Its buy price (Payback Price) is $28.56, 55% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Free Cash Flow Growth. Free cash flow is growing faster than reported earnings, so we project free cash flow 10 years ahead instead.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth5.3% a year✗
Equity per share growth13.3% a year✓
Sales growth12.1% a year✓
Free cash flow growth17.0% a year✓
Return on invested capital4.1%✗

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Superinvestors

3 of the investors we track hold TRU. In Q2 2026, 1 added and 1 trimmed. Who we track

Moves in Q2 2026

Added: Dodge & Cox Funds

Trimmed: Vulcan Value Partners

Insider activity

Since Jul 1, 2026: no open-market purchases, 10 sales worth $4.0M and 13 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About TransUnion

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction…

Financial - Data & Stock Exchanges

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

TRU stock (TransUnion): fair value $71.40, Undervalued — PaybackPrice