UNM

Unum Group

Financial Services · $14.0B market cap

Verdict

Share price

$88.57

close of Oct 3, 2026

Fair value

$130.17

Sticker Price

Payback Price

$52.07

buy price

Undervalued

UNM is Undervalued: at $88.57 it trades 32% below its fair value of $130.17. Its buy price (Payback Price) is $52.07, 41% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth4.2% a year✗
Equity per share growth5.9% a year✗
Sales growth1.4% a year✗
Free cash flow growth-1.7% a year✗
Return on invested capital2.0%✗

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Superinvestors

1 of the investors we track holds UNM. Who we track

Insider activity

Since Jul 31, 2026: no open-market purchases, 3 sales worth $988K and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Unum Group

Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability…

Insurance - Life

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works