USB
U.S. BancorpFinancial Services · $96.8B market cap
Verdict
Share price
$57.51
close of Oct 3, 2026
Fair value
$101.19
Sticker Price
Payback Price
$40.47
buy price
USB is Undervalued: at $57.51 it trades 43% below its fair value of $101.19. Its buy price (Payback Price) is $40.47, 30% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Create a free accountInsider activity
Since Jul 20, 2026: no open-market purchases, 3 sales worth $5.5M and 3 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
Kedia Gunjan
President & CEO · 2026-08-28
Sold
$1.7M
CHOSY JAMES L
Senior EVP and General Counsel · 2026-07-23
Sold
$1.5M
Philipson Stephen L
Vice Chair · 2026-07-20
Sold
$2.3M
Other filings
About U.S. Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and…
Banks - Diversified
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works