WABC

Westamerica Bancorporation

Financial Services · $1.4B market cap

Verdict

Share price

$59.60

close of Oct 3, 2026

Fair value

$140.51

Sticker Price

Payback Price

$56.20

buy price

Undervalued

WABC is Undervalued: at $59.60 it trades 58% below its fair value of $140.51. Its buy price (Payback Price) is $56.20, 6% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth1.6% a year✗
Equity per share growth4.9% a year✗
Sales growth-0.1% a year✗
Free cash flow growth0.4% a year✗
Return on invested capital13.9%✓

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Insider activity

Since Jul 20, 2026: no open-market purchases and 5 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Westamerica Bancorporation

Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

WABC stock (Westamerica Bancorporation): fair value $140.51, Undervalued — PaybackPrice