ACNB

ACNB Corporation

Financial Services · $639M market cap

Verdict

Share price

$63.78

close of Oct 3, 2026

Fair value

$83.88

Sticker Price

Payback Price

$33.55

buy price

Undervalued

ACNB is Undervalued: at $63.78 it trades 24% below its fair value of $83.88. Its buy price (Payback Price) is $33.55, 47% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

1 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth9.4% a year✗
Equity per share growth5.9% a year✗
Sales growth5.6% a year✗
Free cash flow growth10.6% a year✓
Return on invested capital4.0%✗

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Insider activity

Since Jun 15, 2026: 1 open-market purchase worth $250, 1 sale worth $97K and 23 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Sales

Other filings

About ACNB Corporation

ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works