CBNK

Capital Bancorp, Inc.

Financial Services · $582M market cap

Verdict

Share price

$40.45

close of Oct 3, 2026

Fair value

$69.22

Sticker Price

Payback Price

$27.69

buy price

Undervalued

CBNK is Undervalued: at $40.45 it trades 42% below its fair value of $69.22. Its buy price (Payback Price) is $27.69, 32% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

4 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth13.2% a year✓
Equity per share growth17.0% a year✓
Sales growth17.1% a year✓
Free cash flow growth13.7% a year✓
Return on invested capital7.4%✗

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Insider activity

Since Jul 20, 2026: no open-market purchases and 2 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Capital Bancorp, Inc.

As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

CBNK stock (Capital Bancorp, Inc.): fair value $69.22, Undervalued — PaybackPrice