ALLY

Ally Financial Inc.

Financial Services · $11.5B market cap

Verdict

Share price

$37.91

close of Oct 3, 2026

Fair value

$55.02

Sticker Price

Payback Price

$22.01

buy price

Undervalued

ALLY is Undervalued: at $37.91 it trades 31% below its fair value of $55.02. Its buy price (Payback Price) is $22.01, 42% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-6.6% a year✗
Equity per share growth6.2% a year✗
Sales growth-0.0% a year✗
Free cash flow growth-5.8% a year✗
Return on invested capital2.1%✗

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Superinvestors

4 of the investors we track hold ALLY. In Q2 2026, 1 added. Who we track

Moves in Q2 2026

Added: Tweedy Browne

Insider activity

Since Jul 9, 2026: no open-market purchases, 1 sale worth $221K and 4 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

About Ally Financial Inc.

Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing…

Financial - Credit Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works