FCFS
FirstCash Holdings, IncFinancial Services · $9.3B market cap
Verdict
Share price
$210.36
close of Oct 3, 2026
Fair value
$127.46
Sticker Price
Payback Price
$50.98
buy price
FCFS is Overpriced: at $210.36 it trades 65% above its fair value of $127.46. Its buy price (Payback Price) is $50.98, 76% below today's price. Business quality is strong: 4 of 5 key numbers clear the 10% bar.
How we valued it
Free Cash Flow. Sales grew 10% a year over the last 3 years, below the 15% we look for in a fast grower, so we value it on its free cash flow instead of an earnings forecast.
Business quality
4 of 5 clear the 10% bar. What are the Big Five?
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Since Aug 17, 2026: no open-market purchases, 6 sales worth $3.1M and 1 other filing (stock awards, tax withholding and similar). Why purchases matter
Sales
GRAVES JAMES H
director · 2026-09-03
Sold
$830K
Hambleton Howard F
AFF President · 2026-08-18
Sold
$426K
ORR R DOUGLAS
EVP & Chief Financial Officer · 2026-08-17
Sold
$216K
ORR R DOUGLAS
EVP & Chief Financial Officer · 2026-08-17
Sold
$216K
ORR R DOUGLAS
EVP & Chief Financial Officer · 2026-08-17
Sold
$216K
Show all 6 salesShow fewer
Stuart Thomas Brent
President and COO · 2026-08-17
Sold
$1.1M
Other filings
About FirstCash Holdings, Inc
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from…
Financial - Credit Services
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works