ASRV
AmeriServ Financial, Inc.Financial Services · $80M market cap
Verdict
Share price
$4.65
close of Oct 3, 2026
Fair value
$1.92
Sticker Price
Payback Price
$0.767
buy price
ASRV is Overpriced: at $4.65 it trades 142% above its fair value of $1.92. Its buy price (Payback Price) is $0.767, 83% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Since Aug 17, 2026: no open-market purchases, 2 sales worth $49K and 9 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
FINUI DAVID A
EVP - ASRV Wealth & Cap. Mgmt. · 2026-09-04
Sold
$31K
FINUI DAVID A
EVP - ASRV Wealth & Cap. Mgmt. · 2026-08-31
Sold
$18K
Other filings
About AmeriServ Financial, Inc.
AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works