FUSB

First US Bancshares, Inc.

Financial Services · $93M market cap

Verdict

Share price

$16.50

close of Oct 3, 2026

Fair value

$9.79

Sticker Price

Payback Price

$3.91

buy price

Overpriced

FUSB is Overpriced: at $16.50 it trades 69% above its fair value of $9.79. Its buy price (Payback Price) is $3.91, 76% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth2.0% a year✗
Equity per share growth1.9% a year✗
Sales growth-0.9% a year✗
Free cash flow growth-2.6% a year✗
Return on invested capital6.1%✗

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Insider activity

Since Jun 26, 2026: 11 open-market purchases worth $118K and 34 other filings (stock awards, tax withholding and similar). Why purchases matter

Purchases

Other filings

Elley Thomas S

SEVP,CFO,Trea,Ast Sec-FUSB · 2026-07-08

Tax withholding

$83K

Elley Thomas S

SEVP,CFO,Trea,Ast Sec-FUSB · 2026-07-08

Option exercise

$74K

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Tax withholding

$45K

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Tax withholding

$34K

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Tax withholding

$32K

Show all 34 other filings

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Option exercise

$30K

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Option exercise

$42K

Dozier Beverly J

SVP,Secr,Ast Trs-FUSB;SVP-Bank · 2026-07-08

Option exercise

$26K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Tax withholding

$75K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Tax withholding

$48K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Tax withholding

$36K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Option exercise

$42K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Option exercise

$30K

Mabowitz Eric H

SEVP, CRO, CCO, & CRA Officer · 2026-07-08

Option exercise

$71K

Gordon Stephen Nathaniel

director · 2026-06-30

Award

362.54 shares

WILSON BRUCE N

director · 2026-06-30

Award

82.74 shares

Miller Aubrey S

director · 2026-06-30

Award

56.84 shares

MEIGS JACK W

director · 2026-06-30

Award

25.99 shares

Hale David Peter

director · 2026-06-30

Award

521.86 shares

BRIGGS ROBERT S

director · 2026-06-30

Award

69.55 shares

FIELD Robert C

director · 2026-06-30

Award

370.37 shares

McPhearson John Lee

director · 2026-06-30

Award

52.61 shares

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Tax withholding

$105K

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Tax withholding

$68K

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Tax withholding

$67K

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Option exercise

$60K

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Option exercise

$99K

Mitchell William C

SEVP-Consumer Lending-Bank · 2026-06-29

Option exercise

$56K

Elley Thomas S

SEVP,CFO,Trea,Ast Sec-FUSB · 2026-06-26

Tax withholding

$104K

Elley Thomas S

SEVP,CFO,Trea,Ast Sec-FUSB · 2026-06-26

Option exercise

$99K

Parker Matthew A.

SVP, Corp Controller & PAO · 2026-06-26

Tax withholding

$4K

Parker Matthew A.

SVP, Corp Controller & PAO · 2026-06-26

Tax withholding

$4K

Parker Matthew A.

SVP, Corp Controller & PAO · 2026-06-26

Option exercise

$4K

Parker Matthew A.

SVP, Corp Controller & PAO · 2026-06-26

Option exercise

$3K

About First US Bancshares, Inc.

First US Bancshares, Inc. functions as the holding company for First US Bank, which delivers a comprehensive suite of commercial banking products and services. Its deposit offerings encompass demand accounts, including non-interest-bearing options, interest-bearing NOW accounts, savings and money market accounts, individual retirement accounts, and various time deposit products. The company's diverse lending…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works