ATLC
Atlanticus Holdings CorporationFinancial Services · $1.4B market cap
Verdict
Share price
$91.89
close of Oct 3, 2026
Fair value
$191.23
Sticker Price
Payback Price
$76.49
buy price
ATLC is Undervalued: at $91.89 it trades 52% below its fair value of $191.23. Its buy price (Payback Price) is $76.49, 17% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). Most of its income comes from lending, so we value it like a bank: on its book value and how much it earns on it.
Business quality
0 of 5 clear the 10% bar. What are the Big Five?
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Since May 18, 2026: no open-market purchases, 11 sales worth $10.5M and 5 other filings (stock awards, tax withholding and similar). Why purchases matter
Sales
HANNA DAVID G
Executive Chairman · 2026-07-01
Sold
$1.6M
HANNA FRANK J III
Owns 10%+ · 2026-07-01
Sold
$1.6M
HANNA DAVID G
Executive Chairman · 2026-06-30
Sold
$858K
HANNA FRANK J III
Owns 10%+ · 2026-06-30
Sold
$858K
Howard Jeffrey A.
President & CEO · 2026-06-30
Sold
$1.0M
Show all 11 salesShow fewer
McCamey William
Chief Financial Officer · 2026-06-30
Sold
$1.0M
Saunders Mitchell
Chief Accounting Officer · 2026-06-29
Sold
$1.0M
HANNA DAVID G
Executive Chairman · 2026-06-29
Sold
$106K
HANNA FRANK J III
Owns 10%+ · 2026-06-29
Sold
$106K
Howard Jeffrey A.
President & CEO · 2026-06-26
Sold
$1.1M
McCamey William
Chief Financial Officer · 2026-06-26
Sold
$1.1M
Other filings
Saunders Mitchell
Chief Accounting Officer · 2026-08-14
G-Gift
1,500 shares
HANNA FRANK J III
Owns 10%+ · 2026-06-12
G-Gift
100,000 shares
HANNA DAVID G
Executive Chairman · 2026-06-12
G-Gift
100,000 shares
Dickerson William Brinkley
director · 2026-05-18
Award
1,050 shares
Paulson Blake
director · 2026-05-18
Award
1,050 shares
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer…
Financial - Credit Services
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works