BBT

Beacon Financial Corp.

Financial Services · $2.4B market cap

Verdict

Share price

$28.34

close of Oct 3, 2026

Fair value

$20.23

Sticker Price

Payback Price

$8.09

buy price

Overpriced

BBT is Overpriced: at $28.34 it trades 40% above its fair value of $20.23. Its buy price (Payback Price) is $8.09, 71% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth-15.5% a year✗
Equity per share growth14.9% a year✓
Sales growth14.0% a year✓
Free cash flow growth-10.8% a year✗
Return on invested capital2.3%✗

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Insider activity

Since Jun 16, 2026: no open-market purchases and 28 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

Levante Gary R.

Chief Marketing Officer · 2026-09-01

Tax withholding

$3K

Eagan John Buckley

General Counsel · 2026-09-01

Tax withholding

$8K

Carlson Carl M

CFO & Chief Strategy Officer · 2026-09-01

Tax withholding

$40K

PERRAULT PAUL A

President and CEO · 2026-09-01

Tax withholding

$132K

Meiklejohn Mark J.

Chief Credit Officer · 2026-09-01

Tax withholding

$29K

Show all 28 other filings

McCurdy Michael W.

Chief Banking Officer · 2026-09-01

Tax withholding

$40K

SHERMAN MERRILL W

director · 2026-08-19

G-Gift

23,421 shares

Brunelle David

director · 2026-06-16

Award

2,509 shares

Carlson Carl M

CFO & Chief Strategy Officer · 2026-06-16

Award

5,167 shares

NOWAK BOGDAN

director · 2026-06-16

Award

2,509 shares

Hollister Thomas J

director · 2026-06-16

Award

2,509 shares

Gray Sean

Chief Operations Officer · 2026-06-16

Award

5,167 shares

Chang Joanne B.

director · 2026-06-16

Award

2,509 shares

Hughes William H III

director · 2026-06-16

Award

2,509 shares

Hill Willard I JR

director · 2026-06-16

Award

2,509 shares

Maxfield Sylvia

director · 2026-06-16

Award

2,509 shares

Charnley Nina A

director · 2026-06-16

Award

2,509 shares

Desai Mihir A.

director · 2026-06-16

Award

2,509 shares

SHERMAN MERRILL W

director · 2026-06-16

Award

2,509 shares

Callahan Mary Anne

director · 2026-06-16

Award

2,509 shares

Fitzgerald Margaret Boles

director · 2026-06-16

Award

2,509 shares

Polito Karyn

director · 2026-06-16

Award

2,509 shares

Pereira John M.

director · 2026-06-16

Award

2,509 shares

Rosengren Eric S

director · 2026-06-16

Award

2,509 shares

Levante Gary R.

Chief Marketing Officer · 2026-06-16

Award

2,164 shares

Meiklejohn Mark J.

Chief Credit Officer · 2026-06-16

Award

4,420 shares

McCurdy Michael W.

Chief Banking Officer · 2026-06-16

Award

5,167 shares

PERRAULT PAUL A

President and CEO · 2026-06-16

Award

18,174 shares

About Beacon Financial Corp.

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works