FBNC

First Bancorp

Financial Services · $2.6B market cap

Verdict

Share price

$62.33

close of Oct 3, 2026

Fair value

$61.59

Sticker Price

Payback Price

$24.64

buy price

Fairly Valued

FBNC is Fairly Valued: at $62.33 it's within 1% of its fair value of $61.59. Its buy price (Payback Price) is $24.64, 60% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth11.2% a year✓
Equity per share growth5.8% a year✗
Sales growth6.8% a year✗
Free cash flow growth10.6% a year✓
Return on invested capital2.7%✗

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Insider activity

Since Jun 15, 2026: no open-market purchases and 11 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About First Bancorp

First Bancorp (FBNC) functions as the parent company of First Bank, offering a diverse array of financial solutions to individuals and small to medium-sized businesses. Its operational focus is primarily within North Carolina and the northeastern region of South Carolina. The institution provides various deposit options, such as transactional accounts (checking, savings, money market) and fixed-term products…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

FBNC stock (First Bancorp): fair value $61.59, Fairly Valued — PaybackPrice