LearnGlossaryMarketStocksSuperinvestorsSign in

CASS

Cass Information Systems, Inc.

Industrials · $697M market cap

Verdict

Share price

$54.06

close of Oct 3, 2026

Fair value

$38.90

Sticker Price

Payback Price

$15.56

buy price

Overpriced

CASS is Overpriced: at $54.06 it trades 39% above its fair value of $38.90. Its buy price (Payback Price) is $15.56, 71% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Owner Earnings. Earnings grow slowly (under 7% a year), but cash flow is steady, so we value it on its cash flow instead of its earnings.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth3.7% a year✗
Equity per share growth5.6% a year✗
Sales growth4.4% a year✗
Free cash flow growth4.9% a year✗
Return on invested capital6.6%✗

Follow CASS

Get notified when it reaches its buy price of $15.56. Free.

Create a free account

Insider activity

Since Sep 10, 2026: no open-market purchases and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

RUPP JOSEPH D

director · 2026-09-10

Award

$13K

Schilling Randall L

director · 2026-09-10

Award

$13K

WICKS FRANK

director · 2026-09-10

Award

$13K

About Cass Information Systems, Inc.

Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment…

Specialty Business Services

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works