CATY

Cathay General Bancorp

Financial Services · $4.1B market cap

Verdict

Share price

$60.84

close of Oct 3, 2026

Fair value

$100.61

Sticker Price

Payback Price

$40.24

buy price

Undervalued

CATY is Undervalued: at $60.84 it trades 40% below its fair value of $100.61. Its buy price (Payback Price) is $40.24, 34% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth9.5% a year✗
Equity per share growth5.0% a year✗
Sales growth5.0% a year✗
Free cash flow growth6.9% a year✗
Return on invested capital4.5%✗

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Insider activity

Since Jun 26, 2026: no open-market purchases, 8 sales worth $2.3M and 24 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

Other filings

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-09-08

Tax withholding

$80K

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-09-08

Option exercise

4,012 shares

Lo Thomas M.

EVP, Chief Admin Officer · 2026-07-27

Tax withholding

$58K

Lo Thomas M.

EVP, Chief Admin Officer · 2026-07-27

Option exercise

2,896 shares

Chan May K.

SVP, General Counsel · 2026-07-27

Tax withholding

$29K

Show all 24 other filings

Chan May K.

SVP, General Counsel · 2026-07-27

Option exercise

1,448 shares

Liu Chang

President & CEO · 2026-06-26

Award

8,863 shares

Liu Chang

President & CEO · 2026-06-26

Award

9,408 shares

Liu Chang

President & CEO · 2026-06-26

Award

17,727 shares

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-06-26

Award

1,567 shares

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-06-26

Award

1,663 shares

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-06-26

Award

3,134 shares

Wang Albert Jen-Wen

EVP, Chief Financial Officer · 2026-06-26

Award

5,640 shares

CHENG DUNSON K

Executive Chairman · 2026-06-26

Award

4,593 shares

CHENG DUNSON K

Executive Chairman · 2026-06-26

Award

4,875 shares

CHENG DUNSON K

Executive Chairman · 2026-06-26

Award

9,186 shares

Deen Diana G.

EVP, Chief Risk Officer · 2026-06-26

Award

1,700 shares

Deen Diana G.

EVP, Chief Risk Officer · 2026-06-26

Award

1,804 shares

Deen Diana G.

EVP, Chief Risk Officer · 2026-06-26

Award

3,400 shares

SUN ALBERT

EVP, Chief Credit Officer · 2026-06-26

Award

1,551 shares

SUN ALBERT

EVP, Chief Credit Officer · 2026-06-26

Award

1,646 shares

SUN ALBERT

EVP, Chief Credit Officer · 2026-06-26

Award

3,102 shares

Lo Thomas M.

EVP, Chief Admin Officer · 2026-06-26

Award

1,611 shares

Chan May K.

SVP, General Counsel · 2026-06-26

Award

886 shares

About Cathay General Bancorp

Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works

CATY stock (Cathay General Bancorp): fair value $100.61, Undervalued — PaybackPrice