FLG

Flagstar Financial, Inc.

Financial Services · $5.0B market cap

Verdict

Share price

$11.70

close of Oct 3, 2026

Fair value

$5.61

Sticker Price

Payback Price

$2.24

buy price

Overpriced

FLG is Overpriced: at $11.70 it trades 109% above its fair value of $5.61. Its buy price (Payback Price) is $2.24, 81% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth2.9% a year✗
Equity per share growth0.4% a year✗
Sales growth1.8% a year✗
Free cash flow growth-2.2% a year✗
Return on invested capital-1.1%✗

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Superinvestors

2 of the investors we track hold FLG. In Q1 2026, 1 added. Who we track

Moves in Q1 2026

Added: Third Avenue Management

About Flagstar Financial, Inc.

Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works