CBU
Community Bank System, Inc.Financial Services · $3.2B market cap
Verdict
Share price
$60.69
close of Oct 3, 2026
Fair value
$95.63
Sticker Price
Payback Price
$38.25
buy price
CBU is Undervalued: at $60.69 it trades 37% below its fair value of $95.63. Its buy price (Payback Price) is $38.25, 37% below today's price. Business quality is limited: only 1 of 5 key numbers clears the 10% bar.
How we valued it
Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.
Business quality
1 of 5 clear the 10% bar. What are the Big Five?
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Since Jun 18, 2026: 3 open-market purchases worth $75K, 1 sale worth $817K and 2 other filings (stock awards, tax withholding and similar). Why purchases matter
Purchases
Singh Savneet
director · 2026-09-09
Bought
$25K
Vaccaro John A
director · 2026-08-27
Bought
$20K
Hall Brenda M
director · 2026-08-24
Bought
$30K
Sales
Other filings
About Community Bank System, Inc.
Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite…
Banks - Regional
Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works