LearnGlossaryMarketStocksSuperinvestorsSign in

TOWN

TowneBank

Financial Services · $3.4B market cap

Verdict

Share price

$36.03

close of Oct 3, 2026

Fair value

$43.73

Sticker Price

Payback Price

$17.49

buy price

Undervalued

TOWN is Undervalued: at $36.03 it trades 18% below its fair value of $43.73. Its buy price (Payback Price) is $17.49, 51% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth16.4% a year✓
Equity per share growth4.6% a year✗
Sales growth10.8% a year✓
Free cash flow growth13.8% a year✓
Return on invested capital4.6%✗

Follow TOWN

Get notified when it reaches its buy price of $17.49. Free.

Create a free account

About TowneBank

TowneBank functions as a comprehensive financial institution, delivering a wide array of retail and commercial banking services to individuals, businesses, and professionals. Its operations are structured across three primary divisions: Banking, Realty, and Insurance. Clients can establish diverse deposit accounts, such as checking accounts, standard savings, high-yield savings, certificates of deposit (CDs), and…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works