CFR

Cullen/Frost Bankers, Inc.

Financial Services · $10.1B market cap

Share price

$155.04

close of Oct 3, 2026

Fair value

$229.59

Sticker Price

Payback Price

$91.84

buy price

Undervalued

CFR is Undervalued: at $155.04 it trades 32% below its fair value of $229.59. Its buy price (Payback Price) is $91.84, 41% below today's price. Business quality is limited: none of the 5 key numbers clears the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

0 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth7.1% a year✗

Equity per share growth6.0% a year✗

Sales growth5.8% a year✗

Free cash flow growth8.2% a year✗

Return on invested capital6.4%✗

Follow CFR

Get notified when it reaches its buy price of $91.84. Free.

Create a free account

Superinvestors

2 of the investors we track hold CFR. In Q2 2026, 1 added. Who we track

First Eagle Investment Management

First Eagle Investment Management · as of Q2 2026

$429.2M

2,777,658 shares

Mairs & Power Funds

Mairs & Power Funds · as of Q2 2026

$6.6M

42,696 shares

Moves in Q2 2026

Added: First Eagle Investment Management

Insider activity

Since Jun 12, 2026: no open-market purchases and 1 sale worth $124K. Why purchases matter

Sales

Severyn Carol Jean

GEVP and Chief Risk Officer · 2026-06-12

Sold

$124K

About Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury…

Banks - Regional