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WTFC

Wintrust Financial Corporation

Financial Services · $9.7B market cap

Verdict

Share price

$145.02

close of Oct 3, 2026

Fair value

$187.01

Sticker Price

Payback Price

$74.80

buy price

Undervalued

WTFC is Undervalued: at $145.02 it trades 22% below its fair value of $187.01. Its buy price (Payback Price) is $74.80, 48% below today's price. Business quality is solid: 3 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

3 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth17.3% a year✓
Equity per share growth6.1% a year✗
Sales growth10.3% a year✓
Free cash flow growth13.8% a year✓
Return on invested capital5.4%✗

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Superinvestors

1 of the investors we track holds WTFC. In Q1 2026, 1 added. Who we track

Mairs & Power Funds

Mairs & Power Funds · as of Q2 2026

$9.4M

58,659 shares

Moves in Q1 2026

Added: Mairs & Power Funds

Insider activity

Since Jun 30, 2026: no open-market purchases, 1 sale worth $2.2M and 7 other filings (stock awards, tax withholding and similar). Why purchases matter

Sales

DYKSTRA DAVID A

VICE CHAIRMAN AND COO · 2026-08-13

Sold

$2.2M

Other filings

WEHMER EDWARD J

FOUNDER AND SENIOR ADVISOR · 2026-08-20

Award

$33K

DYKSTRA DAVID A

VICE CHAIRMAN AND COO · 2026-08-20

Award

$23K

ZIDAR THOMAS P

CHAIRMAN SR MKT HD WEALTH -MTG · 2026-08-17

G-Gift

1,000 shares

TEGLIA KARIN GUSTAFSON

director · 2026-06-30

Award

$67K

Kohl Laura A.

director · 2026-06-30

Award

$55K

Show all 7 other filings

MCKINNEY SUZET M

director · 2026-06-30

Award

$57K

Smith Gregory A

director · 2026-06-30

Award

$62K

About Wintrust Financial Corporation

Wintrust Financial Corporation (WTFC) functions as a diversified financial holding company, structuring its operations across three primary business segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers a comprehensive array of financial products and services. This includes various deposit accounts, such as non-interest-bearing, interest-bearing transaction…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works