CLST

Catalyst Bancorp, Inc.

Financial Services · $72M market cap

Verdict

Share price

$16.30

close of Oct 3, 2026

Fair value

$6.59

Sticker Price

Payback Price

$2.63

buy price

Overpriced

CLST is Overpriced: at $16.30 it trades 148% above its fair value of $6.59. Its buy price (Payback Price) is $2.63, 84% below today's price. Business quality is mixed: 2 of 5 key numbers clear the 10% bar.

How we valued it

Justified P/B (Financials). A bank or insurer. These are best valued on their book value and how much they earn on it.

Business quality

2 of 5 clear the 10% bar. What are the Big Five?

Earnings per share growth126.3% a year✓
Equity per share growth3.6% a year✗
Sales growth4.4% a year✗
Free cash flow growth49.3% a year✓
Return on invested capital-0.3%✗

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Insider activity

Since Sep 1, 2026: no open-market purchases and 3 other filings (stock awards, tax withholding and similar). Why purchases matter

Other filings

About Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates…

Banks - Regional

Fair value and Payback Price are estimates from the company's reported financials, not investment advice. Prices as of the close of Oct 3, 2026. How the Payback Price works